Health Care Insights

We used Premium per Life (PPL) as an indicator to evaluate the changing patterns in health cover and healthcare utilization and identified the key drivers that contributed to growth in PPL. A glimpse of our findings:

  • About 9% growth in PPL is attributed to the trend in pre/post-hospitalization claims.
  • Premium Per life has grown by 7% due to higher coverage in premiums
  • The current trend in Loss Ratios contributes to about 11% of the growth in PPL
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