Does insurance cover influence a patient's hospitalization charges?

What is the problem statement?

The COVID-19 Pandemic, albeit temporarily, changed the utilization of hospital services across India. The increasing number of hospital admissions has shown a steep increase in people falling sick more often across the country. This new surge has brought in a drastic change in the healthcare ecosystem.

What this report covers?

We, at Medi Assist, have researched two topics relating to this subject:

• Whether the hospitals would cross-subsidize the uninsured population by up-charging the insured population.
• What should insurers be looking out for when they examine hospital medical bills.